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About Us
It’s a beautiful morning on the St. Croix River, and Steve & Shari Cotten are enjoying the peace and quiet with daughter Kristine before the crowds arrive. As their boat drifts gently in the water, they’re acutely aware of every aspect of their surroundings. They hear the soft lap of the waves against the bow and the cries of birds in the distance. They feel the gentle rocking and the cool breezes. And they see everything—from the thick grasses waving along the shoreline to the ripples in the clear blue water. For Steve & Shari, the pleasure of that boat ride is all in the details, and how their sum total adds up to a memorable event.
It’s All in The Details
To describe Steve & Shari as “detail-oriented” doesn’t quite tell the whole story of this talented husband and wife team. For this pair, life is all about the details—not just recognizing and acknowledging them, but making the most of each and every one. Whether they’re simply enjoying the beauty of nature, participating in a variety of activities to support Kristine’s school or working hard to attend to the needs of their clients, this pair leaves no stone unturned in their quest to create an outstanding experience.
Different Paths to a Shared Philosophy
Steve & Shari are both Minnesota natives, but their upbringings were as different as can be. Shari spent her childhood on the family farm in Northfield, surrounded by relatives. Although Steve has lived in Apple Valley since 1983, when he was a child his family moved frequently. He had to adjust to a new school and make new friends each time. But those differing experiences led both to place a strong premium on the importance of home and family. Each has had a long and exceptionally successful career in a profession that required a strong focus on specifics—Steve in corporate sales and Shari in mortgage banking—but they’re quick to tell you that the essentials of family life always come first.
A Keen Focus
It’s that philosophy that motivates this highly skilled team’s keen focus on every detail—to ensure that family comes first for their clients as well as themselves. As one of the leading real estate teams serving the South Metro area, Steve & Shari understand the specific needs and concerns of working parents like themselves. They know just how precious family time is. So they’ve made it their mission to ensure that every detail of each home sale or purchase is covered—without fail. As Steve & Shari see it, their end goal is to always provide a smooth and stress-free experience, whether they’re working with first-time home buyers, families who are moving up or relocating in or out of the area, or people with a need to downsize due to a change in circumstances.
No Stone Unturned
To that end, Steve & Shari leave no stone unturned when they help their clients. They begin by providing each of their clients with a copy of the “To Do” checklist that they use to ensure that nothing is missed during the real estate process—from the completion of all paperwork to entering and verifying listings on the MLS, StarTribune.com and their own websites to providing carefully customized marketing materials and reports for both buyers and sellers. Add to that their frequent status reports, and every client who works with Steve & Shari can rest assured that his or her real estate transaction will be a successful one. With her extensive background in mortgage banking, Shari offers valuable advice on different avenues and opportunities for financing. Steve’s corporate sales experience offers the benefit of a highly skilled negotiator to set the very best of terms to meet each client’s specific needs. And as long-time residents, Steve and Shari have seen the many changes in the community and have forged strong ties.
With two knowledgeable professionals to help you make the most of your real estate investment, you can relax and rest easy with the knowledge that each detail will be covered—every step of the way.
If you’re considering the sale or purchase of a home in the South Metro area, including Dakota County, Scott County and northern Rice County/Northfield, you need a real estate team you can truly count on to cover every single detail. Steve & Shari Cotten leave No Stone Unturned in meeting all your real estate needs. Call them for a complimentary consultation.

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